A general agent typically:

A general agent typically acts as a representative for other agents, which is why that choice is the most accurate. This role involves providing support and oversight to sub-agents and brokers within a specific territory or market. General agents often help manage relationships with insurance carriers, offering training, marketing support, and sometimes administrative assistance.

They generally serve as a bridge between the insurance company and the local agents, allowing agents to focus on selling and servicing policies rather than dealing with the complexities of corporate relationships and paperwork. This centralized support can strengthen the agents’ effectiveness in the market.

The other options describe scenarios that deviate from the primary function of a general agent. While working with a single insurance company might relate more closely to an exclusive agent, acting independently across multiple states aligns more with the role of an independent agent or broker. Selling only life insurance products does not encompass the broader range of insurance products typically available through a general agency, which may include various types of insurance, not limited to life products alone.