What describes full liability in terms of fault?

Full liability means that the insured party is entirely responsible for the damages or losses incurred. When someone is described as 100% at fault, it indicates that they are fully accountable for the incident, without any shared responsibility with other parties. In legal and insurance terms, this commonly translates to the insured individual bearing the full financial burden for any claims resulting from the incident.

Understanding this concept is crucial in determining how claims are handled, the extent of coverage applicable, and how damages are assessed. In situations involving an accident or incident, establishing full liability impacts the resolution process significantly and sets expectations regarding compensation and legal repercussions.