Which of the following is NOT a type of physical hazard?

The correct answer is based on the understanding of physical hazards in risk management. Physical hazards are tangible conditions that can cause harm or injury, and they are generally classified into categories like operational, environmental, and material hazards.

Operational hazards refer to dangers arising from the day-to-day operations of a business. Environmental hazards pertain to risks that originate from the surrounding environment, such as natural disasters or exposure to harmful substances. Material hazards involve risks associated with the physical properties of materials used in operations, which can lead to injury or damage.

In contrast, financial hazards are related to monetary risks or financial loss rather than physical conditions or threats. They do not fall under the category of physical hazards, which focus specifically on tangible risks that can cause direct harm to individuals or property. This clear distinction helps identify various types of hazards businesses may face, with financial hazards being fundamentally different in nature from the others.